In short
Ontario's heat pump rebate in 2026 is the Home Renovation Savings Program: $500 per ton up to $2,000 for a home heated by Enbridge gas, and $1,250 per ton up to $7,500 for a home heated by electricity, oil, propane or wood. Ground-source systems are paid separately. Income-qualified electric or oil-heated households can get one free through the Energy Affordability Program. Pre-approval is mandatory.
How much you can get
- Air-source heat pump, home heated by Enbridge natural gas $500 per ton, up to $2,000
- Air-source heat pump, home heated by electricity, oil, propane or wood $1,250 per ton, up to $7,500
- Ground-source heat pump, gas-heated home $3,000 flat
- Ground-source heat pump, home heated by electricity, oil, propane or wood $2,000 per ton, up to $12,000
- Rented air-source heat pump, any heating fuel $500 per ton, up to $2,000
- Energy Affordability Program heat pump (income-eligible, electric or oil heat) No cost to the household
- Oil to Heat Pump Affordability Program (federal) Closed — last day to apply was July 31, 2026
- Canada Greener Homes Loan Closed to new applicants
- Home heated by natural gas from a supplier other than Enbridge Not eligible
Who qualifies
- Ownership is required: tenants cannot apply, and where a house is rented out the owner is the applicant.
- Eligible buildings are single detached and semi-detached houses, row houses, townhomes, and mobile homes on a permanent foundation; a new build has to reach six months of occupancy first.
- It must be the home's first space-heating heat pump, which rules out replacing an existing one.
- The model has to be listed by Natural Resources Canada as a cold-climate air-source or a ground-source heat pump.
- On a mini-split or multi-split, indoor and outdoor units both have to be new; one extra head on an old system earns nothing.
- Only contractors on the program's participating list can do the install, and they must be listed before the work starts.
- Rebates from Enbridge Gas, Save on Energy or the Ontario government cannot be stacked on the same measure; money from other funders can, up to the full cost of the heat pump.
Find the heading below that matches how your house is heated right now. That one fact sets your tier, your paperwork and which program page you need.
Gas-heated home: $500 per ton, capped at $2,000
If an Enbridge Gas furnace or boiler is your main heat, the Home Renovation Savings Program pays $500 for each ton of heat pump capacity and stops at $2,000. Tonnage is taken from the rated heating capacity at 8.3 °C, so a 3-ton unit earns $1,500 and anything four tons or larger earns the maximum. Burlington, Oakville, Milton, Hamilton, Mississauga, Brampton and Toronto are all Enbridge territory, so this is the tier most houses here land in.
You may keep the furnace as backup, and it can be the existing one or a new one. Account details and the gas-side paperwork are on the Enbridge heat pump rebate page. A gas fireplace does not count as primary heat, and a home on natural gas from a supplier other than Enbridge is not eligible.
Electrically heated home: $1,250 per ton, capped at $7,500
Baseboards, an electric furnace or electric radiant heat put the house in the higher tier, as long as it is connected to the Ontario electricity grid. A 3-ton system returns $3,750, four tons returns $5,000, and it takes six tons to reach $7,500. The existing electric heat can stay in place as backup.
The details that matter for baseboard and electric-furnace houses, including ductless options, are on rebates for electrically heated homes.
Oil-heated home: the higher tier, with a sizing condition
Oil heat also earns $1,250 per ton up to $7,500, with one extra rule: the heat pump, plus electric resistance backup if needed, has to be sized to cover the whole heating load the oil system carried. The oil furnace does not have to be removed. Tank rules under other laws still apply, and a TSSA-registered contractor handles the tank where emptying or removal is required.
The separate federal grant for oil-heated homes is no longer taking applications. Natural Resources Canada lists July 31, 2026 as the last day to apply, with January 31, 2027 as the deadline for existing applicants to submit final receipts. Background is on the Oil to Heat Pump Affordability Program page.
Propane or wood heat: grouped with electricity and oil
Propane and wood are paid at $1,250 per ton up to $7,500. This is the common case on rural lots past the gas mains in Caledon, Lowville, Kilbride, Campbellville, Carlisle and Flamborough. A propane furnace can stay as the backup to the new heat pump.
Income-qualified household: a heat pump at no cost
Save on Energy's Energy Affordability Program installs a cold-climate air-source heat pump free of charge for income-eligible households whose homes are heated by electricity or oil. Assessment and installation are both covered. Eligibility is tested on household income or on receipt of a listed benefit, and the income limits by household size are on the program page; and our Energy Affordability Program page explains how the home visit works.
Gas-heated households on a qualifying income are directed to the Enbridge Home Winterproofing Program instead. It provides insulation, draft proofing and a smart thermostat at no cost and does not include a heat pump.
Ground-source, rentals and loans
- Ground-source (geothermal): a flat $3,000 in a gas-heated home, or $2,000 per ton up to $12,000 in a home on electricity, oil, propane or wood.
- Rented heat pump: $500 per ton up to $2,000 whatever the heating fuel, so renting equipment in a non-gas home gives up most of the rebate.
- Canada Greener Homes Loan: Natural Resources Canada states the funding is fully committed and new applications cannot be approved.
- City of Toronto Home Energy Loan Program: open, and heat pump-only projects skip the energy assessment. It is a loan on the property tax bill.
- Better Homes Hamilton: the city's zero-interest pilot closed to applications on February 1, 2024.
What every route has in common: approval first
The program's own wording is that pre-approval is mandatory and installations done before approval are not eligible. The order is your eligibility form, a participating contractor, pre-installation approval, the install, then the contractor's post-installation application. The cheque is mailed within 60 days of that final approval.
A heat pump is rarely an emergency purchase, which helps. If the furnace has failed in January, get heat back first with a repair, commonly $150–$800, and file for the heat pump once the house is warm.
What a heat pump costs before the rebate
A whole-home ducted cold-climate heat pump runs $6,000–$16,000 installed before rebates, and a typical 3-ton system lands at $9,500–$15,000. Against that, the gas tier covers a modest share and the non-gas tier covers a meaningful one. Our heat pump installation page covers what the job involves, the rebates hub lists every program we track, and you can ask for a written quote with the tonnage and rebate worked out for your address.
How ZK Mechanical helps
- Confirm your heating-fuel tier from the equipment in the basement and the utility bills, before any number goes on a quote.
- Work out tonnage from a room-by-room heat-loss calculation, since tonnage is what the rebate is multiplied by.
- Quote only cold-climate models that are on the Natural Resources Canada list on the day of the quote.
- Point income-qualified households to the no-cost program first, even though that install is not ours to sell.
- Handle the rebate paperwork and refuse to book an install date until the pre-installation approval has arrived.
Frequently asked questions
Which heat pump rebate tier applies if I have both a gas furnace and electric baseboards?
The program looks at what primarily heats the home. If the gas furnace carries most of the house and baseboards serve an addition or the basement, you are in the gas tier at $500 per ton. If baseboards are the main heat and gas runs only a fireplace, you are in the non-gas tier, because a fireplace is not treated as primary heat.
How long does the heat pump rebate take to arrive?
The program says the cheque should arrive by mail within 60 days after your contractor's post-installation application is approved. Add the time before that: the eligibility form, the pre-installation approval and the install itself. Plan to pay the full invoice first and treat the rebate as money that follows later, not as a discount at the door.
Can I combine the Ontario heat pump rebate with other money?
Not with another Enbridge Gas, Save on Energy or Ontario government incentive for the same heat pump. Funding from other organizations can be stacked, with a ceiling: all incentives together cannot exceed the full cost to supply and install the heat pump. Toronto's loan program states that its financing may be combined with provincial and utility rebates.
Is the $7,500 maximum realistic for an ordinary house?
Only for a large home without gas heat. At $1,250 per ton it takes six tons of rated capacity to reach $7,500, and most detached houses in this area need two to four tons. Buying extra capacity to chase the cap causes short cycling and poor summer dehumidification. A realistic expectation in the non-gas tier is $2,500 to $5,000.
Does a heat pump rebate exist for a condo apartment?
Not through the Home Renovation Savings Program. Its eligible housing list is detached and semi-detached houses, row houses, townhomes and mobile homes on permanent foundations, which leaves out apartment-style units. A condo townhouse fits the list. Fan-coil and in-suite heat pump replacements in towers are paid for by the unit owner or the condominium corporation.
Official sources
- Home Renovation Savings Program — heat pump rebates and steps
- Home Renovation Savings Program — help and support (incentive table, stacking rules)
- Save on Energy — Energy Affordability Program air-source heat pumps
- Enbridge Gas — Home Winterproofing Program
- Natural Resources Canada — Oil to Heat Pump Affordability Program status
- Natural Resources Canada — Canada Greener Homes Loan status

